San Diego Cumis Counsel Defends the Interests of Insured Parties

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What is a Cumis Counsel?  A San Diego cumis counsel defends the interests of insured parties who are involved in litigation based upon insurance policy coverage.  In many lawsuits, the potential exposure of the insured defendant may exceed the limits provided in the insurance policy itself.  California law uniquely understands the conflict of interest that your insurance company attorneys face:

The primary loyalty of your insurance company attorneys is to the insurance policy itself, not to you, the insured.  This creates an inherent legal conflict of interest.

For example, if the insurance company attorneys can prove your negligence relieves their policy from having to make payment in a lawsuit it is their responsibility to protect the insurance company, and not you.  California law provides insured policy holders who are sued under an insurance policy to seek “independent” counsel, and the costs for this attorney must be borne by your insurance company.  Your independent counsel is called a “cumis counsel.”

The Watkins Firm has decades of experience and expertise in San Diego courtrooms and lawsuits, and is prepared to defend and protect your interests as your cumis counsel.  We employ a unique approach to litigation, that ensures that any proposed settlement covers your interests and exposure.  We hold the insurance company to the letter of the law, and negotiate to keep your interests at the center of their own negotiations and defense.

San Diego cumis counsel defends the interests of insured parties during a lawsuit.  The services of your cumis counsel must be paid for by your own insurance company, so there is no cost to you.  If you have been served papers in a lawsuit that is related to coverage provided by an insurance policy we invite you to contact us for a free and substantial consultation at 858-535-1511.  We will review the facts of your case, the law regarding cumis counsel and advise you regarding your potential exposure and our ability to make an impact in your case.  Ask about our litigation experience and expertise, as well as the protections of the attorney-client privilege.