Commercial insurance coverage disputes in San Diego are unfortunately becoming more common. Insurance companies continue to deny valid claims on valid commercial insurance policies. The experienced insurance coverage attorneys at the Watkins Firm protect your interests and ensure that your valid claims are approved and properly compensated. Insurance companies will often try to convince policy holders that the policy itself does not cover part or all of a claim. Unfortunately, in many cases the insurance company adjusters or representatives are simply misinformed. In others they are misrepresenting the coverages under your policy, and you do in fact have a valid claim.
In other cases the insurance carrier will send a Reservation of Rights Letter. This is nicknamed a “denial letter” inside the insurance industry and is a huge red flag. If your business receives a reservation of rights letter from an insurance carrier you should contact the Watkins Firm immediately.
Watkins Firm attorneys will review your insurance policy and the coverage as it applies to what has happened. We can advise you as to the specific coverage available to you under the policy and represent you in conversations and negotiations with the insurance company. We will aggressively advocate your position and ensure your best interests are not thrown under the bus by the insurance company and their attorneys. It is important to note the insurance company’s own attorneys first legal obligation and priority is the policy itself – not you the policy holder. California law clearly recognizes this conflict of interest and we are able to help our commercial clients in these cases.
We work alongside insurance counsel in all negotiations, depositions and at trial to ensure any settlement clears you, the defendant, entirely of any exposure outside of the insurance policy itself. This is why you purchase insurance, and we help to ensure you receive the benefit of it.
If you are concerned about commercial insurance coverage disputes in San Diego or a denied insurance claim, insurance coverage, or insurance bad faith we invite you to contact us or call 858-535-1511.
